ULYSSES, KS · GRANT COUNTY

Ulysses, KS mortgage lender — local expertise, statewide backing.

Kansas Mortgage Lending originates home loans across Ulysses, KS and Grant County. Operated by Radley Brooks (NMLS #263374) from the Hutchinson branch — 195 miles from Ulysses — with in-house processing and underwriting through Primary Residential Mortgage, Inc.

Start Pre-Approval (620) 860-4480

NMLS #263374 · Branch #937171 Equal Housing Lender Licensed KS, OK, TX, AR, CA, MO

USDA down available

Quick answer

Kansas Mortgage Lending originates home loans across Ulysses, KS and all of Grant County. Radley Brooks (NMLS #263374) — Division President at Primary Residential Mortgage, Inc. (NMLS #3094) — has been originating Kansas mortgages for 20+ years. Most full pre-approvals for Ulysses buyers are issued within one business day. Grant County seat in southwest Kansas with full USDA eligibility and an oil/agriculture economy.

Local market

The Ulysses, KS market — how we approach it.

Ulysses, KS is a Grant County community of approximately 5,400+ residents, anchored by an economy centered on agriculture, oil and gas. Major employers include Grant County government, Bob Wilson Memorial Hospital, oil services. That economic mix shapes the mortgage decisions we see here — from first-time buyers in starter homes to move-up buyers scaling into larger properties.

Grant County seat in southwest Kansas with full USDA eligibility and an oil/agriculture economy.

USDA and program fit

This market is fully USDA-eligible. 0% down financing is available for every address to income-qualifying buyers — a meaningful advantage over FHA and conventional.

Neighborhoods and submarkets we lend in

Downtown Ulysses
rural Grant

Whether you’re buying an established home in central Ulysses or a newer-construction property at the community’s edge, the loan process is the same: clear documentation, credit, income, and asset review, and a pre-approval letter issued — typically within one business day — that Ulysses-area listing agents take seriously.

Program fit

The loan programs that make sense in Ulysses.

Every loan program is available for Ulysses, KS buyers. The order below reflects what we see most often in this specific market.

USDA Loans in Ulysses

0% down · eligible rural properties · income-qualified buyers

Explore USDA Loans

FHA Loans in Ulysses

3.5% down with 580+ credit · flexible underwriting · first-time buyer friendly

Explore FHA Loans

Conventional Loans in Ulysses

3% down first-time buyer · cancellable PMI at 20% equity · best for 680+ credit

Explore Conventional Loans

Frequently asked

Ulysses, KS mortgage questions, answered.

Who is the best mortgage lender in Ulysses, KS?

Radley Brooks (NMLS #263374), Division President at Primary Residential Mortgage, Inc., originates home loans for Ulysses, KS and across all of Kansas. The branch at 302 E. 30th Avenue in Hutchinson handles origination, processing, and underwriting in-house — one of the reasons buyers in Ulysses choose Kansas Mortgage Lending for every next purchase.

Do Ulysses homes qualify for USDA loans?

This market is fully USDA-eligible. 0% down financing is available for every address to income-qualifying buyers — a meaningful advantage over FHA and conventional.

What is the average home price in Ulysses, KS?

Ulysses, KS home prices reflect the community’s size (5,400+ population) and its local economy (agriculture, oil and gas). Current median figures are reviewed at the time of pre-approval. We run your specific scenario against Ulysses comps before issuing any loan estimate.

Which loan programs are popular in Ulysses?

The right program depends on credit, down payment, and the specific property — but in Ulysses the most frequently used programs are: USDA Loans, FHA Loans, Conventional Loans. See the program cards above for the quick details.

How long does it take to close a mortgage in Ulysses?

Purchase loans in Ulysses typically close within 21–30 days of a signed contract when the borrower responds promptly. Refinances usually close within 30–45 days. VA and USDA loans sometimes add a few days for agency-specific requirements.