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HAVEN, KS · RENO COUNTY

Haven, KS mortgage lender — local expertise, statewide backing.

Kansas Mortgage Lending originates home loans across Haven, KS and Reno County. Operated by Radley Brooks (NMLS #263374) from the Hutchinson branch — 20 miles from Haven — with in-house processing and underwriting through Primary Residential Mortgage, Inc.

NMLS #263374 · Branch #937171 Equal Housing Lender Licensed KS, OK, TX, AR, CA, MO
0%
USDA down available

Quick answer

Kansas Mortgage Lending originates home loans across Haven, KS and all of Reno County. Radley Brooks (NMLS #263374) — Division President at Primary Residential Mortgage, Inc. (NMLS #3094) — has been originating Kansas mortgages for 20+ years. Most full pre-approvals for Haven buyers are issued within one business day. Positioned between Hutchinson and Wichita; USDA-eligible throughout most of the city and the surrounding countryside.

Local market

The Haven, KS market — how we approach it.

Haven, KS is a Reno County community of approximately 1,200+ residents, anchored by an economy centered on agriculture, small manufacturing, Hutchinson/Wichita commuter mix. Major employers include Haven USD 312, local agriculture, Hutchinson commuter. That economic mix shapes the mortgage decisions we see here — from first-time buyers in starter homes to move-up buyers scaling into larger properties.

Positioned between Hutchinson and Wichita; USDA-eligible throughout most of the city and the surrounding countryside.

USDA and program fit

Broad USDA eligibility across most of this market — 0% down financing is available to income-qualifying buyers at most addresses.

Neighborhoods and submarkets we lend in

  • Downtown Haven
  • South Haven
  • rural Haven

Whether you’re buying an established home in central Haven or a newer-construction property at the community’s edge, the loan process is the same: clear documentation, credit, income, and asset review, and a pre-approval letter issued — typically within one business day — that Haven-area listing agents take seriously.

Program fit

The loan programs that make sense in Haven.

Every loan program is available for Haven, KS buyers. The order below reflects what we see most often in this specific market.

USDA Loans in Haven

0% down · eligible rural properties · income-qualified buyers

Explore USDA Loans

FHA Loans in Haven

3.5% down with 580+ credit · flexible underwriting · first-time buyer friendly

Explore FHA Loans

Conventional Loans in Haven

3% down first-time buyer · cancellable PMI at 20% equity · best for 680+ credit

Explore Conventional Loans
Nearby markets

Haven-adjacent communities we also originate in.

Frequently asked

Haven, KS mortgage questions, answered.

Who is the best mortgage lender in Haven, KS?

Radley Brooks (NMLS #263374), Division President at Primary Residential Mortgage, Inc., originates home loans for Haven, KS and across all of Kansas. The branch at 302 E. 30th Avenue in Hutchinson handles origination, processing, and underwriting in-house — one of the reasons buyers in Haven choose Kansas Mortgage Lending for every next purchase.

Do Haven homes qualify for USDA loans?

Broad USDA eligibility across most of this market — 0% down financing is available to income-qualifying buyers at most addresses.

What is the average home price in Haven, KS?

Haven, KS home prices reflect the community’s size (1,200+ population) and its local economy (agriculture, small manufacturing, Hutchinson/Wichita commuter mix). Current median figures are reviewed at the time of pre-approval. We run your specific scenario against Haven comps before issuing any loan estimate.

Which loan programs are popular in Haven?

The right program depends on credit, down payment, and the specific property — but in Haven the most frequently used programs are: USDA Loans, FHA Loans, Conventional Loans. See the program cards above for the quick details.

How long does it take to close a mortgage in Haven?

Purchase loans in Haven typically close within 21–30 days of a signed contract when the borrower responds promptly. Refinances usually close within 30–45 days. VA and USDA loans sometimes add a few days for agency-specific requirements.

Ready to make an offer in Haven?

Start your pre-approval online or call (620) 860-4480. Radley responds personally.

Get Pre-Approved