Parsons, KS mortgage lender — local expertise, statewide backing.

Kansas Mortgage Lending originates home loans across Parsons, KS and Labette County. Operated by Radley Brooks (NMLS #263374) from the Hutchinson branch — 200 miles from Parsons — with in-house processing and underwriting through Primary Residential Mortgage, Inc.

Start Pre-Approval (620) 860-4480

NMLS #263374 · Branch #937171 Equal Housing Lender Licensed KS, OK, TX, AR, CA, MO

USDA down available

Quick answer

Kansas Mortgage Lending originates home loans across Parsons, KS and all of Labette County. Radley Brooks (NMLS #263374) — Division President at Primary Residential Mortgage, Inc. (NMLS #3094) — has been originating Kansas mortgages for 20+ years. Most full pre-approvals for Parsons buyers are issued within one business day. Labette County community with an ordnance-plant heritage and broad USDA eligibility.

Local market

The Parsons, KS market — how we approach it.

Parsons, KS is a Labette County community of approximately 9,300+ residents, anchored by an economy centered on manufacturing, Labette Community College. Major employers include Day & Zimmermann (KAAP), Labette Community College, Labette Health. That economic mix shapes the mortgage decisions we see here — from first-time buyers in starter homes to move-up buyers scaling into larger properties.

Labette County community with an ordnance-plant heritage and broad USDA eligibility.

USDA and program fit

Broad USDA eligibility across most of this market — 0% down financing is available to income-qualifying buyers at most addresses.

Neighborhoods and submarkets we lend in

Downtown Parsons
rural Parsons

Whether you’re buying an established home in central Parsons or a newer-construction property at the community’s edge, the loan process is the same: clear documentation, credit, income, and asset review, and a pre-approval letter issued — typically within one business day — that Parsons-area listing agents take seriously.

Program fit

The loan programs that make sense in Parsons.

Every loan program is available for Parsons, KS buyers. The order below reflects what we see most often in this specific market.

USDA Loans in Parsons

0% down · eligible rural properties · income-qualified buyers

Explore USDA Loans

FHA Loans in Parsons

3.5% down with 580+ credit · flexible underwriting · first-time buyer friendly

Explore FHA Loans

Conventional Loans in Parsons

3% down first-time buyer · cancellable PMI at 20% equity · best for 680+ credit

Explore Conventional Loans

Frequently asked

Parsons, KS mortgage questions, answered.

Who is the best mortgage lender in Parsons, KS?

Radley Brooks (NMLS #263374), Division President at Primary Residential Mortgage, Inc., originates home loans for Parsons, KS and across all of Kansas. The branch at 302 E. 30th Avenue in Hutchinson handles origination, processing, and underwriting in-house — one of the reasons buyers in Parsons choose Kansas Mortgage Lending for every next purchase.

Do Parsons homes qualify for USDA loans?

Broad USDA eligibility across most of this market — 0% down financing is available to income-qualifying buyers at most addresses.

What is the average home price in Parsons, KS?

Parsons, KS home prices reflect the community’s size (9,300+ population) and its local economy (manufacturing, Labette Community College). Current median figures are reviewed at the time of pre-approval. We run your specific scenario against Parsons comps before issuing any loan estimate.

Which loan programs are popular in Parsons?

The right program depends on credit, down payment, and the specific property — but in Parsons the most frequently used programs are: USDA Loans, FHA Loans, Conventional Loans. See the program cards above for the quick details.

How long does it take to close a mortgage in Parsons?

Purchase loans in Parsons typically close within 21–30 days of a signed contract when the borrower responds promptly. Refinances usually close within 30–45 days. VA and USDA loans sometimes add a few days for agency-specific requirements.