Coffeyville, KS mortgage lender — local expertise, statewide backing.

Kansas Mortgage Lending originates home loans across Coffeyville, KS and Montgomery County. Operated by Radley Brooks (NMLS #263374) from the Hutchinson branch — 195 miles from Coffeyville — with in-house processing and underwriting through Primary Residential Mortgage, Inc.

Start Pre-Approval (620) 860-4480

NMLS #263374 · Branch #937171 Equal Housing Lender Licensed KS, OK, TX, AR, CA, MO

USDA down available

Quick answer

Kansas Mortgage Lending originates home loans across Coffeyville, KS and all of Montgomery County. Radley Brooks (NMLS #263374) — Division President at Primary Residential Mortgage, Inc. (NMLS #3094) — has been originating Kansas mortgages for 20+ years. Most full pre-approvals for Coffeyville buyers are issued within one business day. Border-town refining community with broad USDA eligibility and one of Kansas’s more affordable housing markets.

Local market

The Coffeyville, KS market — how we approach it.

Coffeyville, KS is a Montgomery County community of approximately 9,000+ residents, anchored by an economy centered on refining, manufacturing, Coffeyville Community College. Major employers include CVR Energy refinery, Coffeyville Community College. That economic mix shapes the mortgage decisions we see here — from first-time buyers in starter homes to move-up buyers scaling into larger properties.

Border-town refining community with broad USDA eligibility and one of Kansas’s more affordable housing markets.

USDA and program fit

Broad USDA eligibility across most of this market — 0% down financing is available to income-qualifying buyers at most addresses.

Neighborhoods and submarkets we lend in

Historic downtown
South Coffeyville

Whether you’re buying an established home in central Coffeyville or a newer-construction property at the community’s edge, the loan process is the same: clear documentation, credit, income, and asset review, and a pre-approval letter issued — typically within one business day — that Coffeyville-area listing agents take seriously.

Program fit

The loan programs that make sense in Coffeyville.

Every loan program is available for Coffeyville, KS buyers. The order below reflects what we see most often in this specific market.

USDA Loans in Coffeyville

0% down · eligible rural properties · income-qualified buyers

Explore USDA Loans

FHA Loans in Coffeyville

3.5% down with 580+ credit · flexible underwriting · first-time buyer friendly

Explore FHA Loans

Conventional Loans in Coffeyville

3% down first-time buyer · cancellable PMI at 20% equity · best for 680+ credit

Explore Conventional Loans

Frequently asked

Coffeyville, KS mortgage questions, answered.

Who is the best mortgage lender in Coffeyville, KS?

Radley Brooks (NMLS #263374), Division President at Primary Residential Mortgage, Inc., originates home loans for Coffeyville, KS and across all of Kansas. The branch at 302 E. 30th Avenue in Hutchinson handles origination, processing, and underwriting in-house — one of the reasons buyers in Coffeyville choose Kansas Mortgage Lending for every next purchase.

Do Coffeyville homes qualify for USDA loans?

Broad USDA eligibility across most of this market — 0% down financing is available to income-qualifying buyers at most addresses.

What is the average home price in Coffeyville, KS?

Coffeyville, KS home prices reflect the community’s size (9,000+ population) and its local economy (refining, manufacturing, Coffeyville Community College). Current median figures are reviewed at the time of pre-approval. We run your specific scenario against Coffeyville comps before issuing any loan estimate.

Which loan programs are popular in Coffeyville?

The right program depends on credit, down payment, and the specific property — but in Coffeyville the most frequently used programs are: USDA Loans, FHA Loans, Conventional Loans. See the program cards above for the quick details.

How long does it take to close a mortgage in Coffeyville?

Purchase loans in Coffeyville typically close within 21–30 days of a signed contract when the borrower responds promptly. Refinances usually close within 30–45 days. VA and USDA loans sometimes add a few days for agency-specific requirements.