AUGUSTA, KS · BUTLER COUNTY

Augusta, KS mortgage lender — local expertise, statewide backing.

Kansas Mortgage Lending originates home loans across Augusta, KS and Butler County. Operated by Radley Brooks (NMLS #263374) from the Hutchinson branch — 67 miles from Augusta — with in-house processing and underwriting through Primary Residential Mortgage, Inc.

Start Pre-Approval (620) 860-4480

NMLS #263374 · Branch #937171 Equal Housing Lender Licensed KS, OK, TX, AR, CA, MO

9,500+

Augusta population

Quick answer

Kansas Mortgage Lending originates home loans across Augusta, KS and all of Butler County. Radley Brooks (NMLS #263374) — Division President at Primary Residential Mortgage, Inc. (NMLS #3094) — has been originating Kansas mortgages for 20+ years. Most full pre-approvals for Augusta buyers are issued within one business day. East Butler County town with a refining industrial base and a short Wichita commute.

Local market

The Augusta, KS market — how we approach it.

Augusta, KS is a Butler County community of approximately 9,500+ residents, anchored by an economy centered on refining, Wichita commuter, residential. Major employers include HollyFrontier adjacent, Augusta USD 402, Wichita metro commute. That economic mix shapes the mortgage decisions we see here — from first-time buyers in starter homes to move-up buyers scaling into larger properties.

East Butler County town with a refining industrial base and a short Wichita commute.

USDA and program fit

USDA eligibility is available across many addresses here, particularly at the community’s edges. We confirm eligibility same-day.

Neighborhoods and submarkets we lend in

Central Augusta
Santa Fe Lake area

Whether you’re buying an established home in central Augusta or a newer-construction property at the community’s edge, the loan process is the same: clear documentation, credit, income, and asset review, and a pre-approval letter issued — typically within one business day — that Augusta-area listing agents take seriously.

Program fit

The loan programs that make sense in Augusta.

Every loan program is available for Augusta, KS buyers. The order below reflects what we see most often in this specific market.

FHA Loans in Augusta

3.5% down with 580+ credit · flexible underwriting · first-time buyer friendly

Explore FHA Loans

Conventional Loans in Augusta

3% down first-time buyer · cancellable PMI at 20% equity · best for 680+ credit

Explore Conventional Loans

USDA Loans in Augusta

0% down · eligible rural properties · income-qualified buyers

Explore USDA Loans

Frequently asked

Augusta, KS mortgage questions, answered.

Who is the best mortgage lender in Augusta, KS?

Radley Brooks (NMLS #263374), Division President at Primary Residential Mortgage, Inc., originates home loans for Augusta, KS and across all of Kansas. The branch at 302 E. 30th Avenue in Hutchinson handles origination, processing, and underwriting in-house — one of the reasons buyers in Augusta choose Kansas Mortgage Lending for every next purchase.

Do Augusta homes qualify for USDA loans?

USDA eligibility is available across many addresses here, particularly at the community’s edges. We confirm eligibility same-day.

What is the average home price in Augusta, KS?

Augusta, KS home prices reflect the community’s size (9,500+ population) and its local economy (refining, Wichita commuter, residential). Current median figures are reviewed at the time of pre-approval. We run your specific scenario against Augusta comps before issuing any loan estimate.

Which loan programs are popular in Augusta?

The right program depends on credit, down payment, and the specific property — but in Augusta the most frequently used programs are: FHA Loans, Conventional Loans, USDA Loans. See the program cards above for the quick details.

How long does it take to close a mortgage in Augusta?

Purchase loans in Augusta typically close within 21–30 days of a signed contract when the borrower responds promptly. Refinances usually close within 30–45 days. VA and USDA loans sometimes add a few days for agency-specific requirements.